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Living in a thatched roof house in a rural village of the Cheung Prey district of Kampong Cham province, Lorm is aged 52 years old and married. She and her husband earn a living through farming rice and they have been in this business for almost 33 years. With her current business, she is able to earn approximately 52,000 KHR per day to support her family.

Lorm, who has never been with VisionFund before, is seeking her first loan. She is going to use this loan for her children's education, by paying the tuition fees for the four years of her son’s bachelor degree majoring in Management. This loan will enable her to send her son to university and to keep him there. Lorm hopes that her children will have a good and bright future from these academic studies and earn a better living in the future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 292
    View loans »
    Cambodia Loans Fundraising
  • $37,544,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,100 helped Lorm to pay the tuition fees for the four years of her son’s bachelor degree.
7% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Oct 16, 2013
Nov 15, 2013
Currency Exchange Loss: