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Noern's Group
In this Group: Noern, Sarem, Nga
Age 43 years old, Noern is a married father of five children living in a rural village in the Moung Russey district, Cambodia. To support his family, Noern has been farming rice for ten years. The current business earns him about 74,000 KHR per day.

Noern is just with VisionFund this cycle. Now he is leading his group to apply for a loan. As the leader, Noern is going to use his portion to buy fertilizers and pesticides for his farmland. He hopes to increase his crop yields and sell it for a good price to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $35,445,525
    Funds lent in using Kiva
  • 4,002.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noern's Group's $325 loan helped a member to buy fertilizers and pesticides for his farmland.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 16, 2013
Nov 15, 2013
Currency Exchange Loss:
Mar 17, 2014