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Seyha is ambitious and determined. A USD 950 loan from Kiva will help him pursue his dream of a career in Japanese business administration and a chance to run his own business.

He moved to Phnom Penh city from his hometown of Takeo province after graduating from high school to take advantage of the educational opportunities there. Currently, he is a freshman at Mekong University. He will graduate in November 2017.

With this degree, he expects to get a well-paid job and in time find the opportunity to run the business by himself.

Additional Information

More information about this loan

This loan is part of KREDIT’s higher education program, targeted to poor, low-income, and middle-income students who would otherwise not have the means to attain a higher education. With Kiva funding, KREDIT has designed a new product to cater to the needs of students.  KREDIT believes that all students, regardless of income, should have educational opportunities and sees developing human capital as vital to Cambodia’s future.  

Please be advised that this loan may carry a grace period while the student is in school that could lengthen the repayment term. Please refer to this loan’s repayment schedule before lending.


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $950 helped Seyha to pay his tuition fee.
0% repaid
Repayment Term
63 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 15, 2013
Currency Exchange Loss: