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Maria Elsa
Maria dreams of becoming a business administrator but without a degree knows it may never be possible. Maria was accepted into the Universidad Tecnologiaca Privada Cosmos and now with the chance to achieve her dream, she is concerned about affording tuition fees. She plans on graduating in December, 2014 but without a loan from Vittana she thinks that she may need to take time off to work and save until she can return to school.

With this loan, Maria plans on paying her tuition while she saves her salary from her part-time job. Maria currently works 40 hours a week as a receptionist. One of her biggest challenges has been making time to work and go to school. With a career in business administration, she expects to earn $17 a day, a substantial increase from before. Unfortunately, Maria's parents never had the opportunity to complete their high school education. Maria hopes to be the first in her family to graduate from university.

Additional Information

More information about this loan

This loan is admnistered by Vittana's partnerĀ Banco Fie

About Vittana

Vittana is a nonprofit that aims to provide access to education for millions of young people struggling to overcome poverty around the world. All Vittana loans are administered by local MFIs which are vetted and approved by Vittana staff. For a list of Vittana's MFI partners, please click here.

Vittana loans provide students with degrees and certificates that lead to higher paying jobs and sustainable livelihoods. Capital to fund Vittana loans comes from its crowdfunding website, investment funds and strategic partnerships. Today, more than 6,000 students in 12 countries have received a Vittana loan and are repaying at a rate of 99.8%. With the help of the Kiva community, Vittana is expanding its work and graduating a generation beyond poverty.

About Bolivia

  • $5,500
    Average annual income
  • 137
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Maria Elsa to pay for tuition fees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 19, 2013
Nov 15, 2013
Currency Exchange Loss:
Dec 25, 2014