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July Angelica
July is a 22-year-old woman. She is single and lives in the city of Pucallpa with her parents and siblings. She is very hard-working and enthusiastic, and she has a great desire to get ahead in life. Thanks to her effort and the support of her parents, July was able to study for a professional degree in Pharmacy.

On her own initiative, July works as an assistant in a medical pharmacy in her city. She works every day for approximately 10 hours, and she believes that it is going well for her because of her dedication and excellent performance.

July is very grateful to the Kiva lenders, since thanks to the help provided she will carry out improvements to her home. She wants to reinforce the roof and lay a floor in her home. In this way she and her family will have improved security and well-being. Thus July will continue working and striving to achieve her greatest dream: to have a house of her own.
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July es una mujer de 22 años, es soltera, vive en la ciudad de Pucallpa con sus padres y hermanos, ella es muy trabajadora, entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres July pudo estudiar la carrera profesional de Farmacia.
Por iniciativa propia, July trabaja como asistente en una farmacia medica de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y buen desempeño.
July se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada realizará el mejoramiento de su vivienda, ya que desea reforzar el techado y ponerle piso a su hogar, de esta manera ella y su familia tendrán mayor seguridad y bienestar, así pues July seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD