Check out some available loans that are similar to this one!
Mirian
Mirian, who is 28 years old and single, was born in Santa Cruz de la Sierra, Bolivia. She is part way through the Expert in International Business and Exports programme in the European Business School, and she wants to apply to EDUCA-PRO for a loan so she can finalise the financing of her studies.

Mirian currently works as an assistant in Foreign Commerce in the Banco Unión. For work and study reasons she lives at her uncle's in the city from Monday to Friday but her family and her 4 year old son live in Portachuelo which is 70km from the city. Each weekend she returns home to be with her family and especially with her little son who is her inspiration to achieve her goals and she works for him.

Mirian really enjoys what she is studying and it is going well for her, but she has had a few problems paying for her studies because she is a single mother and her parents have limited means so she does not have much of an income. When she finishes her studies she hopes to apply for a more senior position in the same bank and so have the finances to make it possible to have her son living with her all the time.

Mirian firmly hopes she will get the finance for her studies and says that what makes her stand out from the other students is that she is already working in her preferred area of specialisation and this will be a good complement so she can put into practice all of her newly acquired knowledge. She thinks her life would have been much more promising if she had not had family obstacles such as the separation from her partner when she was expecting, or the stroke which her father suffered, and other problems of an economic nature which she has to fight to overcome every day. However, the mere act of submitting her paperwork to apply for a loan makes her happy and optimistic, since other people would be helping her to fulfil the dreams and goals which she has set out in life. She thanks God and the people who are supporting her to allow her to have professional development.
View original language description ↓
Mirian, soltera de 28 años, nacida en Santa Cruz de la Sierra – Bolivia se encuentra cursando el programa Experto en Negocios Internacionales y Exportaciones en la Escuela Europea de Negocios, para lo cual desea acceder a un crédito de EDUCA-PRÓ para terminar de financiar sus Estudios.

Mirian actualmente trabaja como Asistente de Comercio Exterior en el Banco Unión. Precisamente por motivos laborales y de estudios es que de lunes a viernes vive en la ciudad en casa de unos tíos; pero su familia y su hijo de 4 años viven en Portachuelo que es una localidad distante a unos 70 Km. de la ciudad, a donde regresa todos los fines de semana para estar con ellos, sobretodo con su pequeño que es quien la inspira para lograr sus metas y trabaja por él.

A Mirian le gusta mucho lo que estudia y le va muy bien, pero ha encontrado ciertos problemas para pagar sus estudios pues al ser madre soltera y sus padres de escasos recursos económicos no cuenta con ingresos elevados. Al finalizar sus estudios piensa postularse a un cargo superior en el mismo banco y así contar con las posibilidades económicas para tener a su hijo viviendo con ella todos los días.

Miriam, tiene sus esperanzas puestas en el financiamiento de sus estudios, afirmando que lo que la hace destacar de otros alumnos es que ella ya se encuentra trabajando en el área de la especialización que requiere, por lo que será un buen complemento para poner en práctica todos los nuevos conocimientos adquiridos. Ella piensa que su vida hubiera sido mucho más prometedora si no se le hubieran presentado obstáculos familiares como la separación de su pareja estando embarazada, o el derrame cerebral sufrido por su papá; y otros de índole económico que lucha por superar día a día, sin embargo el solo hecho de presentar sus papeles para acceder a un financiamiento la pone feliz y esperanzada, pues otras personas la estarían ayudando a cumplir con sus sueños y metas que se ha trazado en la vida. Agradece a Dios y a las personas que colaborarán con ella para permitirle desarrollarse profesionalmente.

Additional Information

More information about this loan


This loan is part of EDUCA-PRO's effort to help Bolivian students afford to enroll in technical, undergraduate and post-graduate programs. The goal is to bridge the gap between Bolivia's education system and job market by equipping more bright young people with the degrees they need to secure good jobs. This loan is designed specifically for students with a low interest rate and a longer repayment period.

About your loan through Kiva Field Partner FUNDA-PRO

Kiva field partner FUNDA-PRO is a nonprofit organization considered to be one of Bolivia’s leading financial institutions focused on developing Bolivia’s rural business sector. Among the many programs that FUNDA-PRO manages, one of the most prominent is EDUCA-PRO.

Like Kiva, EDUCA-PRO is committed to creating opportunity for talented young people through innovative financial products and services. These products will enable the youth population in Bolivia to have access to better education and higher paying jobs to improve their families’ quality of life. Though its partnership with Kiva, EDUCA-PRO will be able to expand its outreach in remote and rural areas, supporting students in their pursuit of degrees and jobs to help their families.

Tags

About Bolivia

  • $2,817
    Average annual income
  • 84
    View loans »
    Bolivia Loans Fundraising
  • $29,370,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,800 helped Mirian to continue her studies in the Expert in International Business and Exports programme.
44% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 7, 2013
Listed
Nov 15, 2013
Currency Exchange Loss:
N/A