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Barbara started BLS Eldercare in February 2009. As a qualified financial planner “looking for her niche,” Barbara was introduced to Veteran’s benefits and began leading seminars on the subject at assisted living communities. Barbara now offers an affordable alternative for elder care financial planning through her business.

Having graduated with a BS in Medical Computer Science, an MS in Electrical Engineering, as well as acquiring an MBA degree, Barbara is more than qualified to run an establishment of this nature. Barbara is a Registered Financial Gerontologist, passing the comprehensive certification with distinction. She is also a graduate of The College for Financial Planning. Barbara's compassionate approach to working with families is what distinguishes the business from others in the industry.

Barbara also has developed a unique system called “Care-culator,” which is used internally to help answer questions about the financial impact of elder care, using different scenarios. The funds from this loan will go towards the development of this beneficial tool, and will cover the programming and marketing expenses, including website development. Barbara's goal is to market and license this product as a consumer tool.

Additional Information

More information about this loan

This loan is part of the Kiva City Newark initiative in partnership with the Intersect Fund. Kiva City Newark is a subset of Kiva City, a program that allows Kiva lenders to make microloans to small businesses in the United States with the help of community organizations and U.S. Field Partners.

About The Intersect Fund

The Intersect Fund (IF) is a rapidly growing, nonprofit microlender and a certified Community Development Financial Institution that equips entrepreneurs in low-income areas of New Jersey with the skills and capital they need to build profitable businesses. Since inception, the organization has served more than 500 entrepreneurs. Kiva lenders’ funds are used to impact an even greater number of entrepreneurs in New Jersey and help them boost their incomes.


About United States

  • $54,800
    Average annual income
  • 26
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $9,450 helped Barbara to cover programming and marketing expenses, including website development, for a system called "Care-culator".
95% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 15, 2013
Currency Exchange Loss: