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Rosalina
Rosalina, 44 years old, is the mother of 3 children who are all in school in different grades. One of her children is in high school and the other two are at a lower level. Her husband has worked in agriculture for many years, which has allowed them to earn the income to support their children. He also works in masonry which supplements their income. After school, their children help with household chores.

The family is made up of 5 people, 3 children and them, the parents. On her end, Rosalina plants basic grains such as corn, beans and others. She has been doing this for a long time, about 12 years, and in all of that time, she has been able to learn and gain experience, and now she knows all of the activities required for planting well. She has been able to learn all of this thanks to her parents, and the help she has given her husband every planting season. In order to get to the place where she works, she must walk half an hour. In many occasions, her children also help her with the agricultural work.

The money from this loan will be used to pay the labor necessary to pick the basic grains from this harvest in which she has 10,500 square meters of corn and beans. Due to the change in season, she is worried because if she does not harvest the crops quickly, their family may suffer financial losses. The loan will also help settle a debt, because 2 days before seeking this loan, her husbands father passes away.

In the future, she hopes to see her children get ahead. She also wants to own the land that her house is on and be able to live without any problems, and for her family to have adequate conditions for a better future.
View original language description ↓
Rosalina de 44 años, es madre de 3 hijos, los cuales están estudiando diferentes grados; uno de ellos está cursando el bachillerato, y los demás en un nivel más bajo, su esposo se ha dedicado por años a la agricultura, que es de donde ha tenido ingresos para sacar adelante a sus hijos. También, se dedica a trabajos de albañil donde tiene sus ingresos, y sus hijos al salir de la escuela se dedican ayudar en las actividades del hogar. La familia se conforma de 5 personas 3 hijos y ellos.

Por su parte, Rosalina, se dedica a la siembra de granos básicos, como maíz, frijol y otros. Esta lo hace desde hace mucho tiempo, aproximadamente 12 años, y con todo ese tiempo, ha aprendido a adquirir experiencia, la cual hoy en día conoce muy bien todas las actividades que requiere un cultivo. Todo esto lo aprendió, gracias a la ayuda de sus padres y el apoyo que le ha dado a su esposo en cada época, que se necesita la siembra de granos. Para llegar al lugar donde realiza su trabajo, debe de caminar media hora para llegar al terreno, donde cultiva en muchas ocasiones también sus hijos le ayudan en el trabajo de la agricultura.

El dinero de este préstamo, será invertido, para pagar la mano de obra que requiere para recolectar, los granos básicos, de esta cosecha el cual tiene 10,500 metros cuadrados de maíz y frijol, el cual por el tiempo climático está preocupada, porque de no sacar rápido podría causar pérdidas económicas a la familia. También solventara una deuda, porque hace 2 días antes de solicitar este crédito falleció el papá de su compañero de vida.

En el futuro, piensa en poder ver a sus hijos salir adelante, también quiere tener legalizado el terreno de la casa donde vive y poder vivir sin problemas y que su familia tenga las condiciones adecuadas para un mejor futuro.


Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosalina to pay for the labor needed to harvest her crops, of which she has 10,500 square meters of corn and beans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 12, 2013
Listed
Nov 14, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014