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Ibrahim is 51 years of age. He is a married person. For the last two years, he has been working growing fruits and vegetables with his wife. They have their own plot of land, located 10 minutes from their home. Every day Ibrahim goes out with his wife; they work hard, but with enthusiasm, they look after and clean their vegetables in the belief that they will have an excellent harvest. With an excellent harvest, they can generate a higher income.

Ibrahim is in need of a loan of 1,800 AZN (Azerbaijani New Manat) in order to buy farming supplies. He needs to buy fertilizers, seeds and other items.

In the future, Ibrahim dreams of expanding his crops by planting and growing a larger quantity of fruits and vegetables. This way, he can earn a higher income that would allow him to prosper with his family and to give them better opportunities in life. Ibrahim wants to educate his children so that, in the future, they become prepared visionaries who will look after the inheritance Ibrahim will leave them.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,300 helped Ibrahim to buy farming supplies, including fertilizer and seeds.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 5, 2013
Nov 14, 2013
Currency Exchange Loss:
Jan 13, 2014