Espérance is the leader of the Kigwati Group and lives in Rumonge. She is 35 and is married to Gérard. Together they have five children aged two to 14 years old, four of whom are studying. She has been a merchant of sorghum beer and bananas for the past 13 years.
This is her first loan with Turame. With the loan she receives from KIVA, Espérance plans to increase her capital and buy a lot of bananas and a large quantity of sorghum to prepare two types of beer, which she will sell to earn more income. In the coming years, Espérance would like to begin farming potatoes and beans. She also wants to see her children study.
Espérance est le chef du groupe Kigwati et habite à Rumonge. Elle a 35 et est mariée à Gérard. Ensemble ils ont 5 enfants âgés de 2 à 14 ans, dont 4 étudient.
Elle fait le commerce de bière de sorgho et de banane depuis 13 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup de bananes et une grande quantité de sorgho pour préparer les 2 bières respectives, à revendre pour gagner plus.
Dans les prochaines années, elle voudrait faire de l'agriculture de pomme de terre et de haricot; et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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