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Enji Group
In this Group: Zeinab, Nawal, Samiha
Zeinab is the featured borrower of Enji's group. She got together with the other group members to acquire a loan from Kiva partner Al Majmoua because they have always been neighbors and friends. Zeinab is a 38-year-old married mother of four children. She works in the clothes selling business to support her family, where she is responsible for the living of six family members. Zeinab's acquired loan will be invested in increasing her business merchandise. She will increase the winter collection with new released items.

Zeinab's previous loans were invested in switching her business type from the used clothes trade to new items exported from Turkey. She is the first lady from the right. As for the other group members, Nawal is in the middle, and Samiha is the first from the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 119
    View loans »
    Lebanon Loans Fundraising
  • $17,378,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Enji Group's $3,900 loan helped a member to increase her business merchandise with special winter items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Nov 14, 2013
Currency Exchange Loss:
Oct 17, 2014