Judith Mumba's Green Tomalin Group
Judith M. is 35 and married. She has three children, ages 17, 13, and 4. She owns a salon in Mbezi but also makes house calls for her customers. She opened her salon two years ago and works from 8 am to 9 pm daily. Her monthly profit from the salon is about $43. To supplement this income, she also sells traditional Swahili dress called kangas, which increases her monthly income to $130.
Judith has received three previous loans from Tujijenge Tanzania that she used to increase the stock in her salon. She has paid back all three loans successfully. Similarly to the others, she intends to use this new loan to increase her stock of kangas and buy more products for her salon.
Judith is part of subgroup D of Green Tomalin. The other members of her subgroup sell clothes, hardware, and groceries. The members of the group hold each other accountable in paying back their loans. In the picture, Judith is wearing a black and white striped shirt.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid