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Samina is 32-year-old married woman. For many years, she and her husband have run a business selling milk. She keeps three buffaloes and two cows and sells their milk to many of her neighbors. Samina has become famous for providing good quality milk and makes enough to contribute to her family's income.

Samina has gradually improved her business with the support of the Kashf Foundation. Currently, she is in her sixth loan cycle and has applied for another loan of PKR 40,000, which will allow her to purchase an additional cow. Samina is hopeful that this loan will be productive and bring positive changes to her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 486
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 107.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Samina to purchase a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 14, 2013
Currency Exchange Loss:
Nov 17, 2014