Tabia Lyanzila's Changamoto Group
Tabia L. is 42 years old and married with three children, ages 21, 19, and 16. She owns a small stand in Vingunguti where she sells drinks, like soda, milk, and water. She's had this business for three years and works from 7 am to 9 pm everyday. She is able to earn a monthly profit of about $52-76.
This will be Tabia's first loan from Tujijenge Tanzania and she is very excited to get started! She intends to use it to purchase more stock of drinks and to add juice to the available options.
Tabia is part of subgroup A of Changamoto, which means "challenges" in Swahili. The members of the group hold each other accountable in paying back their loans. In the picture, Tabia is on the far left.
About Tujijenge TanzaniaThis loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.
For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid