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Shamim is a 38-year-old married woman; she is the mother of four children. She has been embroidering by hand at home for many years to support her family. In fact, her husband's income is low. For the sake of her children and to meet household expenses she started embroidering at home. A distributor provides her all raw materials for making embroidery; she completes her tasks, along with her daughters, over a wooden frame.

Shamim also wants to sells embroidery in her town so that she can earn more income for her family. She has become expert in her art and wants to buy supplies so that she can sell her handmade embroidery in her hometown. Therefore, she has requested a loan to buy her own raw materials, such as sequins, pearls, spools, and silky threads, so that she can embroider more dresses to sell and can increase her family's income.

Shamim hopes to get a boost in her earnings through her large sales. She wishes to utilize a portion of her revenue to provide a quality education for her children.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 107.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Shamim to buy supplies for embroidery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 14, 2013
Currency Exchange Loss:
Sep 17, 2014