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Ulmasoy is a master of her trade. She is an experienced dressmaker and creates masterpieces of Tajik national dress. She is 33 years old. She is not married and does not have children. She lives with her parents. With the aim of providing the family with all the necessities, she started her own business five years ago. She offers her services from her home. Thanks to good service, she has a wide circle of customers. Ulmasoy uses her money to buy groceries for living.

Ulmasoy and her family lives in an old and small home that does not meet living standards. She wants to make repairs on their home. Ulmasoy does not have enough money to buy constrution materials and to repair her home.

She is requesting a loan of 10,000 somoni.
View original language description ↓
Улмасой является мастером своего дела. Она опытная портниха и создает шедевры таджикских национальных платьев. Ей 33 года. Она не замужем и не имеет детей. Она живет вместе со своими родителями. С целью обеспечения семьи со всеми необходимыми средствами 5 лет назад она начала свой бизнес. Она предоставляет свои услуги дома. Благодаря хорошему сервису, она обладает широким кругом клиентов. Улмасой использует свои деньги для покупки продуктов питания для проживания. Улмасой и ее семья живут в старом и маленьком домике, который не отвечает стандартам жилья. Она хочет отремонтировать свой дом. Улмасой не имеет достаточно денег, чтобы купить строительные материалы и отремонтировать дом. Она запрашивает займ на сумму 10000 сомони. Она надеется на вас и вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 186
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Ulmasoy to buy building materials for repairing her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 8, 2013
Nov 15, 2013
Currency Exchange Loss:
Jun 18, 2015