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Josphine is 28 years old, married to Simon, and together they are blessed with two children aged eight and four.

She has a cosmetics business in Naivasha, which she has been running for two years and has applied for her first loan from Kadet Ltd to enable her to buy a stock of beauty products. She intends to use the anticipated profit to expand her business.

In the near future, she hopes to grow her business and also own a house.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 991
    View loans »
    Kenya Loans Fundraising
  • $40,867,100
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Josphine to buy beauty products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Nov 14, 2013
Currency Exchange Loss:
Apr 16, 2014