Update on JosieJosie is married with two children. She helps her husband in managing their rice farm to earn a living. They grow and harvest rice and sell a portion of the produce in the market for extra income. She joined GDMPC in 2011 and the previous loan she took was used for the farm and successfully repaid. Recently, she borrowed a new loan to purchase fertilizer to improve the farm. In the future, she wants to improve the general living situation of the entire family.
Previous Loan DetailsJosie is 41 years old and lives in Palayan, Aloran. She is married and a mother of two children. Josie is a farmer. She plants, harvests and sells rice for a living. She has been in this work for 7 years and earns 20,000 per month. She has requested a loan of 50,000 to purchase fertilizers and se... More from Josie's previous loan »
About GDMPCGata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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