Joseph is 44 years old, from Nyahururu. He is married to Grace and they are blessed with four children aged 14, 12, 9 and 7 years old and they are all in school.
He is a shopkeeper, a business he has been operating for the last thirteen years. To enable him buy blankets, basins, shoes, school bags and umbrellas to sell to his customers, he has applied for his first loan of Kshs. 100,000 from Kadet Ltd.
His monthly income right now is Kshs. 40,000 and his plan is to use profits realized from his expanded business to educate his children, pay back his loan to Kadet Ltd, and to start another business.
He hopes to open a supermarket in the future and for his children to reach the highest level possible in education.
About VisionFund Kenya
VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.