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Darkul is 22 and married, with a secondary education. She raises livestock as the primary source of income for her family, a business she started two years ago with the purchase of cattle for 30,000 KGS. Thanks to her hard work, her holding now includes three milk cows, two horses, one goat and 10 sheep, with a monthly income of 15,000 KGS. Darkul is a member of the group "Almaluu" along with two other people. With the intention of further developing her business, she has turned to microfinance bank "Bai Tushum and Partners" for a loan of 100,000 KGS to buy calves to increase her head count. She plans to invest profits from the loan into further augmentation of the size of her herd, and to save toward the purchase of a house in the village.
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Даркул 22 года, замужем. У Даркул - среднее образование, в качестве основного дохода для своей семьи Даркул занимается животноводством, стартовав 2 года назад, с покупки скота на 30,000 сом KGS. Благодаря упорному труду Даркул, в ее хозяйстве на сегодняшний день имеется: 3 дойные коровы, 2 лошади, 1 коза, 10 овец. Ежемесячный доход составляет 15,000 сом (KGS). Даркул входит в группу "Алмалуу", в эту группу входят еще 3 человека. Даркул является третьим членом группы. В целях дальнейшего развития своего хозяйства, Даркул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку телят для увеличения поголовья скота. Доходы от кредита Даркул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку дома в селе.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 96
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,740,225
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Darkul to buy calves.
96% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 14, 2013
Currency Exchange Loss:
Nov 17, 2014