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Mele is a 55-year-old married woman with six children. She has a huge plantation that covers eight acres of land where she grows taro, bananas, yams and kasava (sweet potatoes) to earn a living. She has been doing this for many years, and is requesting a loan to buy barbed wire, a wheelbarrow, chemicals, fertilizer and a chain saw. She has been a member of SPBD since 2003. With her profits, Mele hopes to provide for her family's daily needs.

Additional Information

More information about this loan

This loan is part of SPBD's new SME (small and medium-sized enterprises) loan program. The goal is to serve the "missing middle," a group of borrowers that requires loan amounts too large for typical microfinance, but is still seen as too risky by commercial institutions. In addition to credit, SPBD also provides in-depth training to help entrepreneurs successfully scale their businesses.

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.


About Samoa

  • $5,200
    Average annual income
  • 6
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $4,375 helped Mele to buy barbed wire, a wheelbarrow, chemicals, fertilizer and a chain saw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 13, 2013
Currency Exchange Loss:
Oct 17, 2014