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Jocesito De Cumbe  (Cuenca) Group
In this Group: Zoila Rosa, Sandra Verónica, Lorgia María, Zoila María, Rocia Edilma, María Margarita, Rosa Elvira, Gloria Jaaneth
The "Josecito de Cumbe" group is made up of 8 women who live in part of the Cumbe parish in the city of Cuenca. This area is surrounded by mountains where one can admire the beauty of its fields. It's land is fertile and the parish center is a mix of ancient and modern sights. Its people are friendly and mostly work in farming and raising animals. In addition, many work in the city doing things such as sales, house cleaning, and other work that gives them the opportunity to get ahead. It offers them a better future for their families.

Rosa is a member of this group and has been a member for 5 years. She likes being a member of this great group due to the solidarity and companionship that exists among her neighbors and friends who are also members. In addition, the educational discussions that they take part in help her in her daily life.

Rosa Elvira is 74 years old and is a widow. With her late husband, however, she conceived 7 children who are all grown, married, and live independently. She owns the house where she lives.

Rosa Elvira has worked raising guinea pigs, pigs, and especially milk cows since she was very young. She uses her animals for food and also to sell. With this source of income, she has been able to help her family get ahead.

The funds gained from this loan will be used to buy a milk cow and feed for her animals. Her goal is to have more animals and continue with her business that she loves so much.
View original language description ↓
El grupo de crédito Josecito de Cumbe está formado por 8 mujeres quienes viven por un sector de la parroquia de Cumbe en Cuenca, este lugar se encuentra rodeado por montañas, se puede admirar la belleza de sus campos y sus tierras son fértiles, su centro parroquial es una mezcla de lo antiguo y lo moderno. Su genta al igual que todas las socias son personas amables quienes laboran en la agricultura, crianza de animales y muchos laboran en la ciudad en diferentes actividades como el comercio, limpieza de hogares, trabajo que les da la oportunidad de superarse y brindarles un mejor futuro a sus familias.
Una de las socias de este grupo es la Señora Rosa Elvira, forma parte del grupo de crédito Josecito de Cumbe desde hace 5 años, le gusta estar en este hermoso grupo por la solidaridad y compañerismo que existe entre todas sus vecinas y amigas, a mas que las charlas de educación les ayudan en su vida diaria.
La Señora Rosa Elvira tiene 74 años de edad, es una mujer viuda pero en su unión conyugal ha concebido 7 hijos mayores de edad que están casados y viven independientes, la casa en la que vive es propia.
Doña Rosa Elvira desde muy joven se dedica a la cría de cuyes, cerdos y en especial de ganado del cual vende la leche, la agricultura es para el consumo de su hogar y para la venta. Con estas fuentes de ingresos ha logrado sacar adelante a su familia.
El dinero de su crédito es para compra una vaca lechera y alimento para sus animales. Su meta es tener más animales y continuar con este negocio que ama tanto.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Jocesito De Cumbe (Cuenca) Group's $2,625 loan helped a member buy a milk cow and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 14, 2013
Currency Exchange Loss:
May 17, 2014