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Sonia
Sonia is a young, persistent and enterprising woman. She is 25 years old, single and has no children. She finished high school, reaching a basic level of education. She still lives with her parents and siblings.

Sonia works in agriculture, which is a tradition in her family. She specializes in growing coffee and building greenhouses and has been doing so for more than ten years. Her clients are neighbors and friends, middle men, etc. Her coffee plantations are located five km [around three miles] from where she lives, so she, her siblings and her parents take a bus and work together growing coffee.

Her dream is to expand her plantations in the future in order to produce more and receive a higher income to get ahead with her family. However, her biggest dream is to continue studying and make it to the university, so she can have a professional carrier. This way, she could apply her knowledge doing what she does best and would be able to bring the best practices and the newest techniques and strategies to continue growing.

For this, she needs a loan to buy agricultural supplies in order to take care of her coffee plantations. She will buy compost, fertilizers, foliar spray, urea and other supplies she needs. With the profits she will make, she will take the first step towards the fulfillment of her biggest dream.
View original language description ↓
Sonia es una joven muy emprendedora y luchadora de 25 años de edad, soltera y sin ninguna dependencia (Hijos) con un grado educativo de secundaria cursando el plan básico en su totalidad la cual aún vive con sus padres y hermanos. Sonia se dedica a la agricultura ya que en su familia es una tradición especializándose en la caficultura y la elaboración de viveros desde hace más de 10 años siendo sus clientes los vecinos y amigos, intermediarios que llegan a la zona y demás. Sus cultivos de café se encuentran ubicados a 5 kilómetros de distancia de su casa de habitación al cual se trasladan en autobús en compañía de sus hermanos y sus padres para poder asistir la plantación y vivero ya que como una familia dedicada a la caficultura se involucran todos en este rubro.
Ella sueña en un futuro hacer crecer sus cultivos de café sembrando y cultivando mayor cantidad y de esta forma poder obtener mayores ingresos para sacar adelante a su familia. Pero su más grande anhelo es seguir estudiando poder ingresar a la universidad y preparase académicamente en una carrera que pueda implementar en lo que ella mejor hace y poder llevar mejores y nuevas técnicas o estrategias para seguir creciendo
Por lo que ella necesita financiamiento para la compra de insumos agrícolas y así poder dar asistencia técnica a sus cultivos de café comprando abono, fertilizantes, foliares, urea, entre otros y poder empezar a dar paso a su más grande sueño mediante las ganancias obtenidas.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 12
    View loans »
    Honduras Loans Fundraising
  • $8,227,050
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Sonia to buy agricultural supplies for her coffee plantations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Nov 11, 2013
Listed
Nov 14, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 22, 2014