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Nataliya

Update on Nataliya

Nataliya lives and works in Melitopol. She sells sweets in the local market. Nataliya has her own shop and a great deal of experience in trade--17 years worth.
Nataliya plans to purchase a new shop, for which she needs 30,000 hryvnia. She is preparing for the upcoming holidays and wants to buy candy and cookies wholesale to provide her customers with a wide range of products for this upcoming Christmas and New Year.
View original language description ↓
Наталия живет и работает в Мелитополе. Она торгует на местном рынке кондитерскими изделиями. У Наталии свое торговое место, большой опыт работы в этой сфере торговли – вот уже 17 лет.
Наталия планирует закупить товар на новую торговую точку, для чего ей необходима сумма в 30 000 гривен. Она готовится к наступающим праздникам и хочет приобрести оптом конфеты и печенье на оптовых закупочных базах, чтобы предоставить своим покупателям широкий ассортимент товара в преддверии Рождества и Нового года.

Previous Loan Details

Twelve years ago, Nataliya opened her bakery and candy goods kiosk. A wife and mother, Nataliya was determined to improve the welfare of her family by contributing to their income. With a personal love for sweets and a keen eye for a business opportunity, Nataliya chose to sell candy and sweets a... More from Nataliya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Ukraine

  • $8,000
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,209,975
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $3,675 helped Nataliya purchase assorted pastries and candy for sale.
47% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 6, 2013
Listed
Nov 14, 2013
Currency Exchange Loss:
Possible