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Oscar is 36 years old and lives together with his son in Chilcal, located in a rural area called Oyotun, two hours away from the city of Chiclayo, in the northern coast of Peru.

All his family members have a close relation. His son helps him to raise farm animals such as pigs, ducks and hens. He runs his business in his backyard. He is well-known locally and has a good, fixed customer base.

Oscar has requested a loan of 1,000 nuevos soles [PEN] to make some home improvements. He will buy windows and doors in order to have a safer house where to live.
View original language description ↓
Oscar tiene 36 años de edad, vive junto a su hijo en Chilcal, una zona rural de Oyotun a dos horas de la ciudad de Chiclayo, costa norte del Perú.

Tiene una familia unida, su hijo le apoya en la labor que realiza cría y venta de animales menores, cerdos, patos y gallinas su negocio esta ubicado en la parte posterior a su domicilio, son muy conocidos en la zona y tienen clientela fija.

Oscar ha solicitado un préstamo de 1 000 nuevos soles para arreglos de su vivienda, compra de ventanas y puertas y de esta manera tener un hogar más seguro donde residir.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Oscar to make some home improvements, and buy windows and doors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Nov 14, 2013
Currency Exchange Loss:
Nov 17, 2014