Cindy Johana is 26, she grows peas and green beans, she is a wholesale farmer, all of her products are provided to a co-operative located in San Miguel Milpas Altas, she is supervised and trained to improve her crops, she is requesting a loan to buy repair parts for her car, which is something she works with daily to transport her products. Her dream is to improve her products and at the same time improve as an individual and as a family.
Doña Cindy Johana ella tiene 26 años de edad y se dedica al cultivo de arveja china y ejote, y es agricultora de tipo mayorista, todos sus productos son entregados en la cooperativa de la localidad de San Miguel Milpas Altas, y es supervisada y capacitada a cada poco para mejorar su cultivo, ella está solicitando el crédito para la compra de repuesto de su carro ya que con ello trabaja a diario transportando su productos que cultiva su anhelo es mejorar su producto y de la misma forma superarse ella y su familia.
FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.