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Rosa Yoselin
Rosa is a 21 year old single woman. She lives in the city of Chincha with her parents and her siblings. She is an enthusiastic hard-worker who has a great desire for self-improvement. Sadly, due to the lack of financial resources and out of the need to work, Rosa was not able to study for a professional career.

On her own initiative, Rosa works as a sales person at a commercial store in her city. She works every day for approximately ten hours. She believes that it is going well for her because of her dedication and her good performance.

Rosa is very grateful to the Kiva lenders. Thanks to the help provided, she will make improvements to her house. She wishes to improve the walls, put in the floor, and refurbish the roof on her house. This way she will continue working and putting forth great effort in order to achieve her big dream of becoming a professional.
View original language description ↓
Rosa es una mujer de 21 años, es soltera, vive en la ciudad de Chincha con sus padres y hermanos, ella es trabajadora, entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Rosa no ha podido estudiar una carrera profesional.
Por iniciativa propia, Rosa trabaja como vendedora en una tienda comercial de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y buen desempeño.
Rosa se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada realizará el mejoramiento de su vivienda, ya que dese mejorar las paredes, poner piso y refaccionar el techado de su hogar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de ser una profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

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About Peru

  • $6,715
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $53,893,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD