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Lucía, 53, is the single mother of two children, ages 25 and 21. She's known as a hardworking, enterprising, and visionary woman because she has a lot of energy and never stops working despite her age. She has earned a living raising and selling chickens for six years. The most important thing to her is her family, which is why she's always looking for ways to improve her living conditions.

Lucía wants to put a porch on her house, which she managed to build with a lot of effort. She's requesting this loan from FUSAI to buy galvanized sheet metal, cement pillars, beams, and the other materials she needs to build the porch as soon as possible.
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Lucia tiene 53 años de edad y es madre soltera de dos hijos de 25 y 21 años de edad. Lucia se caracteriza por ser una mujer trabajadora, emprendedora y visionaria ya que a pesar de su edad tiene mucha energía y no para de trabajar. Ella se dedica a la crianza y venta de pollos desde hace 6 años. Para ella lo más importante es su familia y es por ella que siempre está pendiente de mejorar sus condiciones de vida. Desea construir corredor a su vivienda la que con mucho esfuerzo ha logrado levantar. Solicita este crédito a FUSAI para invertir en la compra de lámina galvanizada, pilares de cemento, polines y otros materiales necesarios para hacer la construcción del corredor lo antes posible.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 869
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Lucia to buy metal sheeting, cement pillars, and beams.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2013
Nov 15, 2013
Currency Exchange Loss:
Nov 20, 2014