Isabel: grocery sales.
Maura: car wash.
Mirna: selling antojitos (corn-based snacks).
Paula: food sales.
Gabriela: selling chicken and linens.
Barbara: seafood restaurant.
Eustolia: seafood restaurant.
Flor de Liz: selling tamales.
Guadalupe: selling antojitos.
This group is located in San Miguel Soyaltepec on the shore of Temazcal lagoon. The area's main economic activities include fishing, trade and the cultivation of sugar cane.
Mirna is 42 years old. She has a high school education and is married to Julio, who works as a taxi driver. They have two daughters. Diana is 15 years old, and is in high school. Nadia is 10 years old, and attends primary school.
Mirna noes that she has worked selling Mexican antojitos and sweet treats for 6 years. She sells during the recreation period (breakfast recess in schools) at the primary school. Her work day starts very early with the preparation of Mexican antojitos. She then goes to the school to set up her small stall. Although she only sells for half an hour, she sells out and even the mothers of the school children know her, and place special orders that she delivers.
She decided to start her own business because she doesn't like being alone at home. She likes to work and to be able to contribute to the household expenses.
The loan from VisionFund will enable her to purchase oil, beans, tortillas, cream, cheese, lettuce, chicken, beef, chili peppers, onions, tomatos and a variety of sweets. She hopes that with this investment her business continue to develop.
In the future she would like to establish a grocery store in her home.
Mirna tiene la edad de 42 años, estudio la prepa y está casada con Julio que trabaja como taxista, ellos tienen dos hijas Diana de 15 años estudia la secundaria y Nadia de 10 años que asiste a la primaria, ella platica que tiene 6 años dedicándose a la venta de antojitos mexicanos y dulces en la hora de recreo (tiempo para el desayuno en las escuelas) en la escuela primaria, ella platica que su actividad inicia desde muy temprano con la preparación de sus antojitos mexicanos y después se va a la escuela para instalar su pequeño puesto, ella dice que aunque solo es media hora su venta se vende todo, e incluso como las madres de los niños la conocen le hacen pedidos y ella lo entrega. Ella decidió iniciar a trabajar en su propio negocio porque no le gusta estar solo en casa, sino que le gusta trabajar y poder contribuir al gasto del hogar.
Un crédito de VisionFund le ayudara a comprar aceite, frijoles, tortillas, crema, queso, lechuga, carne de pollo y res, chiles, cebollas, tomates y variedad de dulces.
Ella espera que con esta inversión su negocio continúe progresando y a futuro le gustaría poner una tienda de abarrotes en su hogar.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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