Update on Matamoros Group52-year old Narcisa is single and has only primary education. She is one of the members of the Matamoros group. Ever since she was a young girl she has been in business selling a little of everything to make a living. She notes, 'I have never been afraid of work. I don't like having nothing to do, and I'm always looking for ways to earn money.'
Currently Narcisa sells Mexican food, clothing, and perfume. The snacks she makes daily in her house according to the orders she has from the previous day, and then delivers them. She works as a cook in a small local restaurant so can use the opportunity to sell clothing and perfume to her work mates and customers. In the afternoons she sells the products door to door and as she is well known, this sometimes results in orders too. Narcisa is a very enterprising woman with a great desire to get ahead.
A loan from Kiva and VisionFund will help her buy a variety of perfumes, clothing (shirts, blouses, t-shirts, pants, dresses, shorts, skirts, underwear) as well as oil, beans, tortillas, mayo, cheese, lettuce, chicken, beef, chilies, potatoes, onion, tomatoes, and garlic-- the ingredients for the dishes she makes.
Narcisa hopes that her business will continue to prosper so she can improve her standard of living.
The other members of the group are:
Marisol (soft drink sales)
Berenice (beauty salon)
Ignacio (food sales)
Ysidra (corner store)
Aeropajita (lingerie sales)
Rosa Aurora (food sales)
Domingo (footwear sales)
Ella platica que desde muy pequeña aprendió a trabajar para salir adelante y durante 24 años se ha dedicado al comercio vendiendo de todo un poco para ganarse la vida ella dijo “yo nunca le he tenido miedo al trabajo y no me gusta estar sin hacer nada siempre busco la manera de hacer mis ventas para ganar mi dinero”
Ella actualmente se dedica a la venta de antojitos mexicanos, ropa y perfumería, sus ventas de antojitos las hace a diario desde su hogar, un día antes levanta pedidos y al siguiente sala a entregarlos, ella trabaja como cocinera en un pequeño restauran de su comunidad y ahí aprovecha para ofrecer con sus compañeras de trabajo y clientes su ropa y perfumería, también por la tardes sale a ofrecer sus productos casa por casa y como ya es conocida en ocasiones le hacen pedidos y ella los surte, Narcisa es una mujer muy emprendedora y con muchas ganas de salir adelante.
Un crédito de Kiva y VisionFund le ayudará a comprar variedad de perfumes, ropa (camisa, blusas, playeras, pantalones, vestidos, short, faldas y ropa interior) y aceite, frijoles, tortillas, crema, queso, lechuga, carne de pollo y res, chiles, papas, cebollas, tomates y ajos para la preparación de sus antojitos.
Ella espera que su negocio continúe progresando y así mejorar su calidad de vida.
Los demás integrantes del grupo son:
Marisol venta de refrescos,
Ignacia venta de comida,
Ysidra venta de abarrotes,
Aeropajita venta de lencería,
Rosa Aurora venta de comida,
Rosa venta de refrescos,
Domingo venta de calzado,
Previous Loan DetailsYsidra is a very happy and enterprising woman who decided to open her own grocery store where she works to earn her own money and help her husband with household costs. She says she likes this store because it’s not a seasonal business so she can sell all year round. Her grocery store is set up in… More from Matamoros Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid