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Emanuel Group
In this Group: Francisca , Mauro , Elba , Joaquin Cesar, Maria De Lourdes, Maria Del Socorro , Miriam Deysi
Elba is one of the members of the group called Emanuel. They decided to give it that name since some of the members are Christian and it means "God with us". This group is located in Tierra Blanca where the main source of employment is commerce and it is characterized by its strong heat in the summer.

Elba is 35 years old. She only went to secondary school and she is married to Gerardo, with whom she has two children. She says that she has been working in commerce for 13 years and she started selling gift bags. Little by little, over time and with her family's help, she opened a little business where she sells jewelry, plastic items and toys. The person who motivated her to open this business was a relative who also was a seller who said that people really look for these products. She took a risk and the results were satisfactory for her.

What Elba likes the most about her business is that she is her own boss and has free time to care for her family and do the housework. She also says that she tries to have seasonal products at her business. For example, at Christmas, she stocks up on Christmas baubles and toys. In September, she sells patriotic products such as horns, flags and hats. This is how she attracts her customers.

A loan from VisionFund will help her to invest in a variety of "chácharas" (toys, plastic items, jewelry and gift bags). She hopes that her business will continue to prosper, look more stocked and attract more customers, thus improving her quality of life.

The other members of the group are:
Francisca - flower shop
Mauro - taxi service
Joaquin Cesar- selling clothes
Maria de Lourdes- selling perfume
Maria del Socorro - selling food
Miriam Deysi -pastries
View original language description ↓
Elba es uno de los integrantes de un grupo llamado Emanuel, ellos decidieron dar este nombre ya que algunos de los integrantes son cristianos y significa “Dios con nosotros”, este grupo se encuentra ubicado en Tierra Blanca donde las principales fuentes de empleo son el comercio y se caracteriza por sus fuertes calores en verano.
Elba tiene la edad de 35 años, solo estudio la secundaria y se encuentra casada con Gerardo con el cual tiene dos hijos, ella comenta que tiene 13 años dedicando se al comercio e inició vendiendo bolsas de regalo y poco a poco con el paso del tiempo y el apoyo de su familia abrió un pequeño negocio en el cual vende bisutería, plásticos y juguetes. Quien la motivo a abrir este negocio fue un familiar que también vendía, le dijo que la gente busca mucho estos productos se arriesgo y los resultados fueron satisfactorios para ella.
Lo que más le gusta de su negocio ha Elba es que es su propio patrón y puede disponer de tiempo libre para atender a su familia hacer sus deberes del hogar. También comenta que trata de tener su negocio surtido con productos de temporada por ejemplo en navidad se surte series, esferas y juguetes, en septiembre vende productos patrióticos cornetas, banderas, sombreros. De esta manera atrae a sus clientes.
Un crédito de VisionFund le ayudará a invertirlo en variedad de "chácharas" (juguetes, plásticos, bisutería, bolsas de regalo). Ella espera que su negocio continúe prosperando, luzca mas surtido y atraer más clientes y así poder mejorar su calidad de vida.
Los demás miembros del grupo son:
Francisca florería
Mauro servicio de taxi
Joaquin Cesar venta de ropa
Maria de Lourdes venta de perfumería
Maria del Socorro venta de comida
Miriam Deysi repostería

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emanuel Group's $7,325 loan helped a member to buy toys, plastic items, jewelry and gift bags.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2013
Listed
Nov 13, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014