Noemy Del Carmen
She and her husband are the only ones who take care of the coffee and basic grain (corn and bean) crops and they have been working together for five years. But it was their parents who taught them about crop farming. They have their own land which was inherited from her mother, and she is grateful for having the land so she can earn a living for the family. At the end of every harvest she sells grain to different buyers who come to the area and to people from neighboring communities who re-sell at the local market. Part of her cropland is located five kilometers from home, so they go there by vehicle, and the other part is one kilometer from home, so they can walk there.
Noemy is requesting a loan to buy farm supplies for her coffee crop and to hire workers to care for the crops since it is impossible for her and her husband to cover everying given the distance.
Her goal is to continue growing coffee because it is a fairly profitable business; so she will give it the care and maintenance necessary for a successful harvest. As a mother, she wants to give her children the opportunity to continue their education through university level so they can graduate and be better prepared and have more employment opportunities.
Ella hoy en día solicita ayuda para la compra de insumos agrícolas para poder asistir sus cultivos de café y poder pagar mano de obra para poder asistir ambos cultivos ya que no le es posible hacerlo solo ella y su pareja por las distancias en las que están ubicados.
Sus metas son seguir cultivando café ya que es un rubro bastante rentable dando todas las atenciones y el mantenimiento posible para que al final de cada cosecha el grano sea un éxito. Como madre para sus hijos darles la oportunidad de ir avanzando con sus estudios un paso a la vez hasta llegar a la universidad y que puedan graduarse para ser mejores personas y con mejores oportunidades de empleo.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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