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El Compromiso Group
In this Group: Saira Liliana, Darwin, Victoria Patricia , Ana Gabriela , Edith*, Teresa, Maria Jazmin , Perla Ana Karen, Erika*, Juana Jessamine
* not pictured
El Compromiso ("The Commitment") is the name of this group that is made up of ten cheerful and entrepreneurial people. Each one of them carries out a business activity: Saira, cosmetic sales; Darwin, repair shop; Victoria, shoe sales; Ana Gabriela, food and shoe sales; Edith, food and cosmetic sales; Teresa, the selling of traditional Mexican corn-based dishes; María Jazmín, nutrition club; Perla, general merchandise; Erika, shoe sales; and Juana, cosmetic sales. They gave their group this name since they have a commitment to improve their families' quality of life and repay their loan on time. Saira is twenty-three years old. She studied at a university and she's married to José. She says that she has been selling cosmetics by catalog for four years. When she began this business, she was still studying at the university and it helped to pay for her education. Due to personal matters, she had to leave the university, but she continues her cosmetic sales since she wants to help her husband with home expenses. In addition, she would like to build her own home in the future.

A loan from VisionFund will help her to buy nail polish, eye shadow, eyeliner, makeup, and perfumes to continue with her cosmetic sales. "Thank you for the opportunity that you're giving to me and my group to receive a loan to promote our small businesses."
View original language description ↓
El Compromiso es el nombre de un grupo que se ha integrado por 10 personas alegres y emprendedoras cada una de ellas desarrolla una actividad económica: Saira venta de cosméticos, Darwin refaccionaria, Victoria venta de calzado, Ana Gabriela venta de comida y calzado, Edith venta de comida y cosméticos, Teresa venta de antojitos, María Jazmín club de nutrición, Perla bisutería, Erika venta de calzado, Juana venta de cosméticos. Ellos le dieron este nombre a su grupo ya que tienen el compromiso de mejor la calidad de vida de sus familias y pagar a tiempo su préstamo.
Saira tiene la edad de 23 años, estudio la Universidad y está casada con José Israel, ella platica que tiene 4 años vendiendo cosméticos por catalogo, cuando ella inicio con esta actividad aun está estudiando la Universidad y le ayudaba a pagar sus estudios, por cuestiones personales tuvo que dejar de estudiar y pero continua con sus ventas ya que quiere ayudar a su esposo a cubrir los gastos de hogar, además de que le gustaría a futuro que construyera su propia casa.

Un crédito de VisionFund le ayudara a compra de esmaltes, sombras, delineadores, maquillajes, perfumes para continuar con sus ventas.
“Gracias por la oportunidad que me dan a mí y mi grupo de recibir un crédito para impulsar nuestros pequeños negocio”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,325,200
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Compromiso Group's $2,000 loan helped a member to buy nail polish, eye shadow, eyeliner, makeup, and perfume.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 17, 2013
Listed
Nov 12, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014