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Venera
Venera is 39 years old, married and raising four children together with her husband. Venera has a higher education and works as a teacher at a local school. To provide additional income for her family, Venera is involved in animal husbandry, having started 15 years ago with a purchase of livestock with 10,000 som (KGS). Thanks to Venera's hard work, today her business contains 2 dairy cows, 3 horses, 10 sheep and also a 0.50 hectare land plot, where she grows beans, potatoes and clover. The monthly income amounts to 8,000 som (KGS). Venera is part of the "Tash-Tobo" group that includes two more persons. Venera is the second member of the group. In order to further develop her business, Venera requested a loan in the amount of 100,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy 1 cow and 10 sheep to increase livestock headcount. Venera plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to repair her house.
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Венере 39 лет, замужем, вместе с супругом воспитывают 4 детей. У Венеры - высшее образование, работает преподавателем в местной школе. В качестве дополнительного дохода для своей семьи Венера занимается животноводством, стартовав 15 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Венеры, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 3 лошади, 10 овец, а также имеет земельный надел размером 0,50 ГА, на которой выращивает фасоль, картофель и клевер. Ежемесячный доход составляет 8,000 сом (KGS). Венера входит в группу "Таш-Тобо", в эту группу входят еще 2 человека. Венера является вторым членом группы. В целях дальнейшего развития своего хозяйства, Венера обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 1 коровы и 10 овец для увеличения поголовья скота. Доходы от кредита Венера планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 125
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,043,475
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Venera to buy 1 cow and 10 sheep to increase livestock headcount.
92% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 23, 2013
Listed
Nov 13, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2015