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Sadaf Group
In this Group: Sadaf, Hina
Sadaf is a 25-year-old housewife. She lives with her husband and two daughters in Rawalpindi, Pakistan.



Since 2003, her husband has had an electrical store. He works very hard to meet his family's needs. He needs additional capital for the growth of his business. His wife Sadaf is a member of two-person lending group, and she has requested a loan from KIVA partner BRAC Pakistan.



With the loan money, her husband can buy a more equipment for his store, to satisfy his clients more professionally as well as to increase his savings for the better future of his children.



Sadaf and her husband are very hopeful that the loan will be a lucky and productive one for their family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 182
    View loans »
    Pakistan Loans Fundraising
  • $13,644,600
    Funds lent in using Kiva
  • 107.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sadaf Group's $300 loan helped a member to pay for electrical equipment.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 30, 2013
Listed
Nov 12, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014