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Matlubakhon is 56 years old and she raises three children. It took her a very long time to recover from the death of her beloved husband. But she had to raise and put her children back on their feet, so she decided to take responsibility for the business and material circumstances and she took the situation in her own hands. Matlubakhon has a secondary education and she is involved in animal husbandry, an activity which provides her family with its main source of income. She started in this business 35 years ago with the purchase of livestock for 3,000 som (KGS). Thanks to her hard work, she now owns two dairy cows and 5 sheep, and she cultivates 0.54 hectare (1.33 acre) of land on which she grows potatoes, cotton and vegetables. She makes a monthly income of 7,000 som (KGS).

In order to further develop her farming business, Matlubakhon has turned to the microfinance bank "Bai Tushum & Partners" and requested a loan of 100,000 som (KGS). She will use this loan to buy some cows which she will fatten and then resell at a higher price at the market.

She plans to re-invest the profits from this loan back into her business by purchasing additional livestock. She is also planning to save enough money for the construction of a new building in which she will keep her livestock.
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Матлубахон 56 лет, воспитывает 3 детей. После смерти супруга, Матлубахон очень долго не могла пережить утрату близкого человека. Нужно было воспитывать и ставить на ноги детей и Матлубахон решила взять хозяйство и материальную ответственность в свои руки. У Матлубахон - среднее образование, в качестве основного дохода для своей семьи Матлубахон занимается животноводством, стартовав 35 лет назад, с покупки скота на 3,000 сом KGS. Благодаря упорному труду Матлубахон, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы и 5 овец, а также имеет земельный надел размером 0,54 ГА, на котором выращивает картофель, хлопок и овощи. Ежемесячный доход составляет 7,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Матлубахон обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Матлубахон планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на строительство нового помещения для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Matlubakhon to buy cows for fattening and resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 14, 2013
Currency Exchange Loss:
Nov 17, 2014