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Salma is a 33-year-old married woman. She has been running an embroidery shop for the past three years. She has gotten a lot of appreciation through her work. She is very talented and knows the art of embroidery very well. People prefer her for embroidery. She makes enough to support her family well.

She has gradually improved her business with the support of BRAC. Due to an increase in the number of customers, she requires more embroidery materials, to cater to more customers. For this purpose, she requested a loan of Rs 20,000. The loan will enable her to meet the requirements of her embroidery shop, which ultimately will help her by generating more cash.

Salma desires to expand her shop, and she intends to spend part of the income on the improvement of her house.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 357
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 107.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Salma to pay for additional embroidery materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 12, 2013
Currency Exchange Loss:
Jul 17, 2014