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Mairamgul
Mairamgul is 34 years old and married. She and her husband are raising four children. She has a secondary education and is involved in animal husbandry, an activity which provides her family with its main source of income. She started in this business 15 years ago with the purchase of livestock for 5,000 som (KGS). Thanks to Mairamgul's hard work, her farming business now comprises five dairy cows. She also owns 0.3 hectare (0.74 acre) of land on which she grows potatoes, corn and alfalfa. She makes a monthly income of 7,000 som (KGS).

In order to further develop her business, Mairamgul has turned to the microfinance bank "Bai Tushum & Partners" and requested a loan of 120,000 som (KGS). She will use this loan to buy some cows which she will fatten and then resell at a higher price at the market.

She plans to re-invest her profits from this loan back into her business by purchasing additional livestock. She is also planning to save enough money to build a new barn for her livestock.
View original language description ↓
Майрамгул 34 года, замужем, вместе с супругом воспитывают 4 детей. У Майрамгул - среднее образование, в качестве основного дохода для своей семьи Майрамгул занимается животноводством, стартовав 15 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Майрамгул, в ее хозяйстве на сегодняшний день имеется: 5 дойных коров, а также имеет земельный надел размером 0,30 ГА, на которой выращивает картофель, кукурузу, люцерну. Ежемесячный доход составляет 7,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Майрамгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку коров для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Майрамгул планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на строительство нового сарая-помещения для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Tags

About Kyrgyzstan

  • $2,100
    Average annual income
  • 209
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,805,850
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,475 helped Mairamgul to buy cows for fattening and resale.
96% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 12, 2013
Listed
Nov 12, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014