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Sharafniso
Sharafniso S. is 48 year old widow with three children. Sharafniso has almost never had anyone's assistance in helping her children get ahead. For fifteen years she has worked as a baker, making the national Tajik bread, “lepeshka”. Sharafniso works hard to earn an honest livelihood. She gets up early and bakes lepeshka so that people have fresh bread on their tables for breakfast. Initially Sharafniso only baked the bread and was not involved in selling it. Gradually, however, the business expanded as her children grew up. Today the bakery is a family business where Sharafniso’s children help her. Sharafniso sells her bread in the local market place where she has many clients. These sales allow her to improve her family’s income.

Today Sharafniso requests 3400 Somoni (1,000 USD) in order to purchase flour and firewood for baking lepeshka. She assures lenders that she will be ready to repay the loan in twelve months and thanks everyone for trusting and supporting her. The well-being of her family is in your hands.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $1,388
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $28,749,450
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sharafniso purchasing of flour and firewood to bake national bread, “lepeshka”.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 16, 2008
Listed
Sep 2, 2008
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009