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Luzminda is 38 years old. She is married and has one child. She lives in Balasdiot Baliangao Misamis Occidental, Luzminda has engaged in a sari-sari (variety) store business for six years and earns a monthly income of PHP 7,000. She requested a new loan to buy additional sales items for her store and sacks of rice, corn, and feed. Luzminda is a CUMI member of Paglaum MPC since 2004. She aims to earn a better savings from her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1865
    View loans »
    Philippines Loans Fundraising
  • $61,075,150
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Luzminda to purchase five sacks of rice and five sacks of feed to sell to customers in her general store business.
94% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 11, 2013
Currency Exchange Loss: