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Arevik is a farmer from Vedi village of the Ararat region. She lives with her husband, three school-age children (son who is 17 years old and two daughters who are 15 and 8 years old) and her mother-in-law. Arevik's husband renovates TVs and is the only breadwinner of the family. To assist her husband in earning a living, Arevik is engaged in breeding livestock of piglets and hens as well as and in the cultivation of tomato, alfalfa, apple and grapes. She realizes that the agricultural products in the local market is an important source of income for the family.

To continue running her agribusiness in a sustainable way and to prepare it for the winter, Arevik needs to make some financial investments. She needs a loan of 3,000 USD to purchase fertilizers, pay for harvesting services, prepare the vineyard for winter and buy some fuel (wood). She and her big family highly rely on the goodwill of lenders and will appreciate their support in collecting the needed loan amount for sustaining and developing their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Arevik to purchase fertilizers, pay for harvesting services, prepare the vineyard for winter, and to buy some fuel (wood).
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 11, 2013
Currency Exchange Loss:
Apr 16, 2014