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Ararat is from a village called Qarakert, in the Armavir region. He lives with his parents. Ararat works in the police force, and his father works in the private sector. Both of them work very hard to be able to earn a living for the family. With the help of his family members, Ararat is also engaged in cattle breeding and the cultivation of alfalfa, peaches and apricots. They sell the agricultural products in the local market, which is an important source of their income.

To sustain his agribusiness, Ararat needs to make some investments. A loan of USD 3,000 would be a great support to this young hard-working farmer and his family, enabling him to purchase five steers, some forage for cattle and fertilizers for the farm. Ararat and his family rely on the goodwill of the lenders and highly appreciate their support in collecting the needed loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 140
    View loans »
    Armenia Loans Fundraising
  • $14,433,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Ararat to purchase five steers, some forage for the cattle and fertilizers.
90% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Nov 11, 2013
Currency Exchange Loss: