Simalu is 41 years old and married, with four children.
She has a small plantation and grows ava (kava) to earn a living. She has been doing this for many years.
Simalu has requested a loan to buy fertilizers, a chain saw, chemicals, weed-spray, and plastic bags.
She has been a member of SPBD since 2011. With her profits, Simalu hopes to extend and improve her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.