Janett Del Socorro
Update on Janett Del SocorroJanet, 47, is from León which is located in the western part of the country. She is known as a hard-working, responsible person with a desire for personal development.
Thanks to her efforts of 16 years she earns a living as a seamstress in the workshop set up in her home. She spends 12 hours a day keeping up with customer demand. The purpose of the loan is to buy sewing supplies such as fabric, thread, buttons, zippers, needles, spools, ribbon and lining fabric so she can earn more income in the near future.
Janet is grateful to Kiva lenders for the help they give people with low incomes in poor countries such as Nicaragua have decent work.
Janet, de 47 años, originaria de León, lugar que está ubicado en la zona de occidente del país. Se caracteriza por ser trabajadora, responsables con ganas de superación personal.
Gracias a su esfuerzo desde hace 16 años tiene por actividad económica un taller de sastrería ubicada en su casa de habitación. Ella dedica a su negocio unas 12 horas diarias para satisfacer la demanda de sus clientes. El objetivo del crédito es invertir en capital de trabajo y comprar material de costura como telas, sedinas botones, zíper, agujas, carretes, cintas, forros. Para que en un futuro no muy lejano pueda obtener mejores ingresos. Janet agradece la ayuda de los que los inversionistas Kiva les brindan a personas escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.
Previous Loan DetailsJanett Del Socorro is 46 years old and has a sewing workshop, which she has had for the last 14 years. Janett is a responsible person who is dedicated to her work. She started in this line of business when she was young by helping her mom in her free time. She is requesting this loan for the… More from Janett Del Socorro's previous loan »
Fundación Leon 2000This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Oct 25, 2013
- Nov 12, 2013
- Currency Exchange Loss:
- Sep 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.