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María Ercilia
The communal bank “Dinámicas” meets every fortnight in the city of Tosagua, which is known for being very dynamic and where the majority of its inhabitants make a living from agriculture and raising animals as it is an area with a lot of vegetation.

Maria lives in Tosagua and is 68 years old. Several years ago her beloved husband passed away, but she has three children from her marriage and they were her strength in that difficult time. They are now grown up and are independent of her.

Maria has always liked earning a living for herself and her family. Together with her husband she set apart a space in her house, in which she set up a stationary store and bookstore, which is now the largest and busiest in the city. She and her children work there every day. In the months when there is more work due to classes starting, her sisters and their children come to help her. In this way she gets ahead and so does her family.

She is going to use this loan to purchase all types of school supplies and books with which to stock her business. She has been a part of the communal bank for fourteen years and she likes it because the loans are fast and are a lot of help. Her dream is to continue getting ahead in life.
View original language description ↓
En la ciudad de Tosagua cada quince días se reúne el Banco Comunal Dinámicas, este lugar se lo conoce por ser muy dinámico donde la mayoría de sus habitantes se dedican a la agricultura y a la cría de animales, por ser una zona con gran vegetación.
En este lugar vive la señora María, tiene 68 años de edad, hace varios años su querido esposo falleció, pero de esa relación tienen 3 hijos los mismos que fueron su fortaleza en esos momentos difíciles, ellos ya son mayores de edad e independientes.
A doña María siempre le ha gustado ganarse la vida por ella y su familia, junto a su marido adecuaron un local en su casa en el cual instalaron una papelería y librería, actualmente es la más grande y concurrida de la ciudad, allí trabajan todos los días ella y sus hijos, en los meses que hay mas trabajo por la entrada a clases llegan unas hermanas de ella y sobrinos a ayudarles, así ella sale adelante y también su familia.
Este crédito lo va a emplear en comprar todo tipo de útiles escolares y libros para surtir su negocio. Lleva más de 14 años en el Banco Comunal y le gusta porque los créditos son rápidos y de mucha ayuda. Su sueño es seguir adelante.


About Ecuador

  • $10,200
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $23,872,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped María Ercilia to purchase school supplies and books.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 10, 2013
Listed
Nov 12, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014