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Maria Auxiliadora
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Maria Auxiliadora is requesting a loan in order to invest in improvements for her house (finish construction of the kitchen). She has worked as a teacher at the Ruben Dario School for ten years. She has a six-year-old daughter who is in the second grade at elementary school. She is a single mother: Her daughter's father pays some child support. Maria Auxiliadora is known for her honesty and she is very hard working. Currently, she is in her fifth year of studying for a Psychology degree at the Martin Lutero University. She lives in a neighborhood in the urban area of the town of New Guinea that is starting to be populated. Her dream is to finish construction on her house and enjoy the better conditions, provide an education to her daughter so that she needs for nothing, and have job stability.

Translated from Spanish by Kate Divjak, Kiva Volunteer.

La clienta María Auxiliadora está solicitando refinanciamiento de su crédito para invertirlo en mejora de su vivienda (terminar de construir la cocina de la casa ), trabaja como docente en la Escuela Rubén Darío desde hace 10 años, tiene una hija de 6 años de edad la cual esta estudiando su 2do grado de Educación Primaria, es madre soltera, el papá de su hija le pasa una pensión alimenticia, María Auxiliadora se caracteriza por ser honesta y muy trabajadora, actualmente está estudiando su quinto año de la carrera de Psicología en la Universidad Martin Lutero,ella vive en un barrio de la zona urbana que se está iniciando a poblar del municipio de Nueva Guinea, su sueño es terminar de construir su vivienda y así gozar de mejores condiciones, darle estudios a su hija y que no le falte nada, tener estabilidad laboral

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,390,325
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria Auxiliadora finish construction on her home's kitchen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 15, 2008
Sep 1, 2008
Currency Exchange Loss:
Jul 15, 2010