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Ana Joaquina
Ana Joaquina is very pleased and appreciates all of the blessings that God has provided. Her first loan was used to buy farming supplies so that she can tend to three plots of land. She also bought certified seed that allowed her to continue expanding her crops. Thanks to the purchase of these supplies, Ana was able to produce 35 quintals (1 quintal = 100 kg) of potatoes that were sold at a very good price. The income she earned made it possible for her to fulfill her commitments.

Her profits were also used to buy more seed so that she could replant. In addition, she bought fertilizer for a small plot of coffee that she is cultivating so that she can earn additional income from that harvest at the end of the season. Ana's first loan was of great help since she was be able to complete her goals and continue working in the same manner as she always has.

She is requesting her second loan so that she can buy farming supplies in order to prepare part of her land that is not ready for cultivation. As a result, she will be able to plant a new seedbed.
View original language description ↓
Ana Joaquina se encuentra muy feliz y muy agradecida con Dios por todas las bendiciones brindadas, ya que con su primer financiamiento pudo comprar insumos agrícolas con los que pudieron asistir tres tareas de tierra pudiendo también sembrar semilla certificada para seguir agrandando más sus cultivos. Gracias a las compras de insumos que hizo ella pudo sacarle provecho a 35 quintales de papa las cuales vendió a muy buen precio obteniendo un ingreso factible con el cual pudo salir de su compromiso. De la utilidad obtenida ella compro nuevamente semilla para volver a cultivar además pudo comprar una parte de fertilizantes una pequeña siembra de café que tiene cultivada y poder generar más ingresos de esa cosecha al final de la temporada. Su primer financiamiento fue de mucha ayuda para que ella pudiese cumplir con sus metas y seguir trabajando de forma que hoy en día ella solicita un segundo financiamiento con el cual comprara otra parte de insumos y podrá preparar parte de la tierra que aún no tiene lista para cultivar el nuevo semillero abonando la misma.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 30
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,225 helped Ana Joaquina to buy farming supplies for growing potatoes.
60% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 14, 2013
Currency Exchange Loss: