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Roxana Beatriz
Roxana is 26 years old, and lives with her family, comprising her partner and her two children aged eight and eleven. Roxana makes a living in agriculture, growing squash, tomatoes, mandarins and banana leaves, etc. In addition, she raises chickens to sell. Roxana is requesting this loan from FUSAI to invest in buying cement, gravel, and sand to cement the floor of the house, which is earth at the moment. In addition, she wants to buy sheeting and metal wire to repair the chicken run, which is currently in a state of disrepair and isn't very safe.
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Roxana de 26 años de edad reside junto a su grupo familiar el cual está constituido por su compañero de vida y sus dos hijos de 8 y 11 años de edad. Roxana se dedica a la agricultura y junto a su compañero de vida cultivan ayotes, tomates, mandarinas, hojas de banano, etc. Además, se dedica a la crianza de pollos que luego pone a la venta. Con el fin de mejorar sus condiciones habitacionales solicita este crédito a FUSAI para invertir en la compra de cemento, grava y arena para encementar el piso de la casa el cual es de tierra. Además, desea comprar lámina y tela metálica para reparar el corral de los pollos que actualmente está deteriorada y no es muy seguro.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Roxana Beatriz to buy cement, gravel, sand, metal wire and sheeting to cement the floor and repair the chicken run.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 25, 2013
Listed
Nov 11, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014