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Djidide Dehou Group
In this Group: Béatrice , Fernando, Blanche
The Djidide Dehou group is made up of three people who live in the same neighborhood. The representative of the group is Béatrice (pictured with her hand raised in the photo) who is 40 years old. Béatrice did not attend school. She is married to a mechanic named Saliou, and together they have three children, some of whom attend school and all of whom they support. In addition to their own children, the couple also supports an additional child.

Béatrice and her husband provide for the household expenses. In order to do this, Béatrice has sold various products (canned goods, soaps, sardines, and peanut oil) from her home for ten years. She stocks up at a market in Benin. In order to expand her business, Béatrice is partnering with the other members of the Djidide Dehou group to request their third loan from ALIDé. Their previous loans have been fully repaid.
View original language description ↓
Le groupe DJIDIDE DEHOU est composé de trois personnes qui résident dans le même quartier. La représentante du groupe, nommée Béatrice (celle qui a la main levée sur la photo) est âgée de 40 ans. Béatrice n'a pas fréquenté l’école. Béatrice est mariée à un mécanicien du nom de Saliou. Le couple a trois enfants, dont certains scolarisés et tous à leur charge. En dehors de leurs enfants, le couple a un autre enfant à leur charge. Les charges du ménage sont supportées par Béatrice et son mari. Pour ce faire, Béatrice vend divers produits (boîtes de conserves, savons, sardines, et huile d'arachide) à son domicile depuis dix ans. Béatrice s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité, Béatrice s’associe aux autres membres du groupe DJIDIDE DEHOU pour solliciter un troisième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 489.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djidide Dehou Group's $600 loan helped a member to purchase various items (canned goods, soaps, sardines, and peanut oil.).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 10, 2013
Listed
Nov 8, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014