Zareena is 31 years old and married, doing business selling milk for the past 10 years. She has two cows in milk. She sells milk to many of her neighbors and earns a good amount of income to contribute to her family’s income.
She is the mother of four; two daughters and two sons, all in school. She is very motivated to provide them a beautiful life with good education, food, and clothing. She has improved her business to meet day to day expenses of life.
Now she has requested a loan of PKR 20,000 to purchase another cow and feed for its calves. She hopes to get an increase in the production capacity of milk, which ultimately helps in generating more cash.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.